Desert Sun Mortgage: Commercial Lending
 
Retail Automotive Mixed - Use Restaurants Multi - Family / Apartments Light Industrial Office Buildings
    Joseph Velez with Desert Sun Mortgage specializes in acquisition and refinance lending for Commercial properties. We provide commercial real estate financing and lending solutions for auto repair shops, service stations, retail shopping centers, mixed-use properties, light industrial, multi - family, apartments, restaurants and offices.  Our services are speedy but thorough. Funding typically takes place as soon as 30 days or less following the execution of the application. We offer our services primarily in Arizona and the southwestern United States. Allow us to help you with your Commercial loan.
 
Our Commercial loan programs offer borrowers many advantages:
  1. •    working with a wide array of lenders for the best rate
  2. •    Full doc and stated income loans
  3. •    option for low documentation and investor loans  
  4. •    experienced commercial lending
  5. •    creative loan structuring and flexible financing
 
    Call Joseph Velez at Desert Sun Mortgage to analyze your commercial financing needs or questions.
Arizona Commercial Lending Self Storage
Our Commercial Lending office represents clients throughout the Phoenix, Arizona area including the cities of Scottsdale, Maricopa, Mesa, Surprise, Paradise Valley, Avondale, Gilbert, Chandler, Glendale, Florence, New River, Fountain Hills, Peoria, Surprise, Queen Creek, Tempe, Sun City, Apache Junction, and Casa Grande. We serve the counties of Maricopa, Yavapai, Gila, Pinal, La Paz, Yuma, and Pima County.
 
Joseph Velez  
 Commercial Lending Specialist
Desert Sun Mortgage  
 4301 N. Scottsdale Road, Suite 103  
Scottsdale, AZ 85251
(480) 946-2200 Ext. 116
  1.  Quick - Easy - Convenient
  2.  Loan Size Starting at $100,000
  3.  Stated Income Loans Available
  4.  Lower Down Payment required
than traditional banks
Desert Sun Mortgage offers commercial acquisition and refinance loans for both owner occupied and investor properties.  We lend on a variety of properties including automotive, retail, mixed-use, apartments, light industrial, restaurants and offices. We look at many aspects of your eligibility both bank and non-bank assets allowing Desert Sun Mortgage to offer commercial finances with 30 year fixed terms, high Loan-to-values (LTVs), speedy closings, the lowest rates the market offers, and less hassle.
 
Turned Down By  Traditional Banks? We’ll Say Yes!
Arizona Commercial Lending Program Overview: Acquisition and Refinancing 5% to 10% down purchase (cash out refinance programs) 2 Day Approval Process Streamline Underwriting - Fast Closings 30 Year Terms - Low Fixed Rates No Loan Committees No Yield Maintenance - No Lockouts (optional) No Tax Returns Req. with certain programs No Income Verification with certain programs No Periodic Financial Reporting No Financial Covenant Fees
Our Strategy: With a focus on sustaining long-term partnerships we put our emphasis on investments that banks and other funding sources have difficulty financing because of timing, complexity, or other reasons.
“Our Typical client is an entrepreneur with the dreams of being a successful business owner of an Automotive property. An Automotive property borrower that wants to avoid the hassle and limitations of big traditional banks, but instead wants flexibility and great rates Desert Sun Mortgage can offer.”
 
Benefits of Desert Sun Mortgage Arizona Acquisition Loans We allow as little as 5% down, opposed to the big banks who require 20% down or more Faster processing than that of big banks Personalized client service Stated income loans available Able to qualify more people due to broader approval requirements
 
The Benefits of Arizona Commercial Refinancing There are many benefits to refinancing a commercial loan: Undesirable loan condition such as adjustable rate mortgages (ARMs). They adjust to a much higher payment which can cause financial hardship unless refinanced to a fixed rate. We offer long term programs for you. Improve your existing business with upgrades or renovations, attracting more customers and increasing profit. Many lenders we work with allow for higher cash out on self storage properties. The possibilities are endless with cash in hand. Up to 95% LTV! Desert Sun Mortgage is a private lender allowing for creative financing and less strict approval guidelines. Our loan funding comes from non-traditional banks who believe that the client success and approval is the number one focus. We work hard to get you a speedy approval. Unlike Desert Sun Mortgage, there are many disadvantages of Working With big traditional banks: Higher credit score required for approval Only full documentation loans Slow processing Higher down payment requirements Seen as a number rather than a valued client Annual financial reports required They keep you in short term loans so you are required to continually refinance with them
Contact us immediately for pre-approval! Receive a response within 24 hours.
Email us here
 
MB# 0908752