Joseph Velez not only helps entrepreneurs realize their dream of owning their own business, but offers every client individually tailored Commercial Lending advice. Every borrower has different needs, requirements and financial goals, which makes working with an experienced professional like Joseph a necessity.  Moreover, he prides himself on personal attention to each borrower - all of whom he knows by name, not loan number.  In fact, Joseph prefers to take your loan application in person or over the phone; not on the internet like some of our more impersonal competitors.  This is why his business is built solely on referrals.  So whether you are looking to finance a new Self Storage property or refinancing to improve your established Self Storage business, Joseph is the commercial lender you should trust.
 
Desert Sun Mortgage is a locally owned in Scottsdale, Arizona and operates as an independent mortgage broker/ banker which works with hundreds of wholesale lenders.  This means that Joseph can shop the national market for the best rate and program to fit your needs.  In fact his rates and programs are nearly always better than the rates your own bank will offer you.
 
Joseph Velez is an alumnus of the A.S.U. College of Law, and is an Arizona licensed attorney. He is also an alumnus of Rutgers University where he earned his B.S. in Business Management. He has resided in Old Town Scottsdale for over 16 years with his wife Christine and their darling cat Mia.
 
You may contact Joseph either by telephone or via email.  Loan applications can be taken either by telephone or by appointment at his office in downtown Scottsdale.
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Desert Sun Mortgage: Commercial Lending
 
 
Our Commercial Lending office represents clients throughout the Phoenix, Arizona area including the cities of Scottsdale, Maricopa, Mesa, Surprise, Paradise Valley, Avondale, Gilbert, Chandler, Glendale, Florence, New River, Fountain Hills, Peoria, Surprise, Queen Creek, Tempe, Sun City, Apache Junction, and Casa Grande. We serve the counties of Maricopa, Yavapai, Gila, Pinal, La Paz, Yuma, and Pima County.
 
PROGRAMS: "SMALL BALANCE" FULL DOC AND STATED INCOME & ASSET
  1.  Quick - Easy - Convenient
  2.  Loan Size Starting at $100,000
  3.  Stated Income Loans Available
  4.  Lower Down Payment required
Contact us immediately for pre-approval! Receive a response within 24 hours.
Joseph Velez  
 Commercial Lending Specialist
Desert Sun Mortgage  
 4301 N. Scottsdale Road, Suite 103  
Scottsdale, AZ 85251
(480) 946-2200 Ext. 116
than traditional banks
MB# 0908752