Desert Sun Mortgage: Commercial Lending
 
Disadvantages of Working With Big Banks Higher credit score required for approval Only full documentation loans Slow processing Higher down payment requirements Seen as a number rather than a valued client Annual financial reports required They keep you in short term loans so you are required to continually refinance with them
Big Banks have unreasonably strict  qualifying guidelines, Desert Sun Mortgage does not.  
Arizona Office Building Lending: Office Refinances and Acquisitions Arizona Office Property Overview: Office buildings are buildings designed for general commercial occupancy and are normally subdivided into smaller units. Office use implies a general business use that does not include retail, manufacturing or warehouse type operations. Give us a call and we would be happy to discuss your office building lending options. Arizona Office Building Loan Highlights Detailed: 2 day approval process: Benefit from a speedy approval process with your Office Building loan. Rest at ease knowing your loan has been approved and is on its way to being closed. Lower Down Payment Requirements: As high as 97% LTVs with qualified credit. Fast Closings: We work hard to get closing conditions satisfied and your Office Building loan closed. Leave the work to us for a seamless and quick procedure. 30 Year Terms - Low Fixed Rates: We provide 30 year amortizing Office Building loans accompanied by low fixed rates. Never worry about your mortgage rate or payment adjusting to a higher amount. No Loan Committees: Most big banks require a loan committees’ decision as to whether or not they able to do the loan. Work with us and save unnecessary time, unreasonable scrutiny and delay. No Tax Returns Required: The stated Office Building Loan programs available, do not require your past years tax returns. Your word is all that is needed for an approval. No Income Verification: We provide stated income Office Building financing, with less paperwork and less hassle for you. Income verification is not required to be approved. No Periodic Financial Reporting: We do not require you update us annually on your income, unlike most big banks. They may decline your Office Building loan if you refuse this yearly inconvenience. We never would. No Upfront Fees: Rather than require you write us a check from your own pocket, we simply do away with upfront fees making your Office Building lending process as pleasant as possible for you. Only an appraisal fee is required.
Increase your likeliness of success by working with an experienced lender.
Joseph Velez, Esq.
Commercial Lending Specialist
480.946.2200 ext. 116
 
 
 
We offer lending services for Arizona office properties.  Office properties are seen as one of the least risky properties lenders finance.  For this reason there are low down payments and less strict qualifying guidelines.  Work with Joseph Velez at Desert Sun Mortgage for your Arizona office lending needs and receive unsurpassed client service.
 
Our Commercial Lending office represents clients throughout the Phoenix, Arizona area including the cities of Scottsdale, Maricopa, Mesa, Surprise, Paradise Valley, Avondale, Gilbert, Chandler, Glendale, Florence, New River, Fountain Hills, Peoria, Surprise, Queen Creek, Tempe, Sun City, Apache Junction, and Casa Grande. We serve the counties of Maricopa, Yavapai, Gila, Pinal, La Paz, Yuma, and Pima County.
 
PROGRAMS: "SMALL BALANCE" FULL DOC AND STATED INCOME & ASSET
  1.  Quick - Easy - Convenient
  2.  Loan Size Starting at $100,000
  3.  Stated Income Loans Available
  4.  Lower Down Payment required
Contact us immediately for pre-approval! Receive a response within 24 hours.
Email us here
Joseph Velez  
 Commercial Lending Specialist
Desert Sun Mortgage  
 4301 N. Scottsdale Road, Suite 103  
Scottsdale, AZ 85251
(480) 946-2200 Ext. 116
than traditional banks
MB# 0908752