Desert Sun Mortgage: Commercial Lending
 
Arizona Mixed-Use Loan Highlights Detailed 2 day approval process: Benefit from a speedy approval process with your Mixed-Use Property loan. Rest at ease knowing your loan has been approved and is on its way to being closed. Lower Down Payment Requirements: only 10% or even 5% OAC. Fast Closings: We work hard to get closing conditions satisfied and your Mixed-Use Property loan closed. Leave the work to us for a seamless and quick procedure. 30 Year Terms - Low Fixed Rates: We provide 30 year amortizing Mixed-Use Property loans accompanied by low fixed rates. Never worry about your mortgage rate or payment adjusting to a higher amount. No Loan Committees: Most big banks require a loan committees’ decision as to whether or not they able to do the loan. Work with us and save unnecessary time, unreasonable scrutiny and delay. No Tax Returns Required: The stated Mixed-Use Property Loan programs available, do not require your past years tax returns. Your word is all that is needed for an approval. No Income Verification: We provide stated income Mixed-Use Property financing, with less paperwork and less hassle for you. Income verification is not required to be approved. No Periodic Financial Reporting: We do not require you update us annually on your income, unlike most big banks. They may decline your Mixed-Use property if you refuse this yearly inconvenience. We never would. No Upfront Fees: Rather than require you write us a check from your own pocket, we simply do away with upfront fees making your Mixed-Use Property lending process as pleasant as possible for you. Only an appraisal fee is required.
Arizona Mixed-use Property Overview:
  
    Mixed-use properties must contain at least one commercial unit (retail, office etc.) and at least one residential unit. If the primary use at the property is for commercial purposes, the property will fall under our mixed-use Tier II guidelines. The mixed-use property type can be classified in any tier depending on the percentage of the multi-family component and the type of commercial use.
Turned Down By  Traditional Banks? We’ll Say Yes!
 
Mixed-Use Property Refinance and Acquisitions: We offer experienced lending services for Arizona mixed use properties. We understand the multitude of possibilities that are associated with mixed use properties. Whether you decided on an office/residential combination or a cafe/ residential combination, our rates stay the same. This flexibility makes us the leader in mixed-use lending in Arizona. Contact Joseph Velez today for your mixed-use property lending needs.
Our Commercial Lending office represents clients throughout the Phoenix, Arizona area including the cities of Scottsdale, Maricopa, Mesa, Surprise, Paradise Valley, Avondale, Gilbert, Chandler, Glendale, Florence, New River, Fountain Hills, Peoria, Surprise, Queen Creek, Tempe, Sun City, Apache Junction, and Casa Grande. We serve the counties of Maricopa, Yavapai, Gila, Pinal, La Paz, Yuma, and Pima County.
 
PROGRAMS: "SMALL BALANCE" FULL DOC AND STATED INCOME & ASSET
  1.  Quick - Easy - Convenient
  2.  Loan Size Starting at $100,000
  3.  Stated Income Loans Available
  4.  Lower Down Payment required
Contact us immediately for pre-approval! Receive a response within 24 hours.
Email us here
Joseph Velez  
 Commercial Lending Specialist
Desert Sun Mortgage  
 4301 N. Scottsdale Road, Suite 103  
Scottsdale, AZ 85251
(480) 946-2200 Ext. 116
than traditional banks
MB# 0908752